Top Homebuilder Ratings & Reviews

Minto Communities - USA

Latitude Margaritaville Watersound

2,070 Homeowner Reviews Completed Aug 2024 - Feb 2026

Overall Satisfaction

4.7
Customers' overall satisfaction
4.9
Rating of homeowners' willingness to recommend this builder

PERFORMANCE RATINGS

Overall Experience

4.9

Purchase Experience

4.9

Home Personalization Experience

4.9

Construction Experience

4.9

Customer Care Experience

5.0

Home Readiness

4.9

Installation & Workmanship

4.8

Community Profile

Our story begins in 1955 with a simple belief: that we could build better places to live, work and play, one home and one relationship at a time. Since then, The Minto Group has successfully built a fully-integrated real estate company that can meet the needs of any individual, family, investor or business. We’ve accomplished a lot over the years, and as we continue to celebrate new ventures, milestones, innovations and investments, we’re always looking ahead to what’s possible. Read on to learn more about our journey over the past 60+ years.

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MOST RECENT HOME OWNERS' VERBATIM COMMENTS - All
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Jan 27, 2026

The whole experience was fun and enjoyable but I would have rather chosen my lot instead of feeling I had to accept what was offered or risk not getting one.

5.0
Verified Homeowner
Panama City Beach, on Jan 28, 2026

For the future, the upgrades are a little too high, and quality no so high. Other than than everything is good.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 29, 2026

Loved [name removed]’s weekly positive videos

5.0
Verified Homeowner
Panama City Beach, on Jan 25, 2026

Quality

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 28, 2026

Communication with builder [name removed]! Weekly videos and updates of what was planned for the following week.

4.6
Verified Homeowner
Panama City Beach, on Jan 28, 2026

We did not like mastercare continually dropping the follow ups. After many calls and now almost a year later, we finally are scheduled for the issues to be resolved. Everyone in the office at the showroom was very pleasant. Enjoyed meeting all of them.

4.1
Verified Homeowner
Panama City Beach, FL, on Jan 23, 2026

Our builder [name removed] was an amazing partner in the construction. Communication at every level has been top notch. THe HOA was great to work with starting our pool build.

5.0
Verified Homeowner
Panama City Beach, on Jan 24, 2026

We are happy

4.8
Verified Homeowner
Panama City Beach, on Jan 27, 2026

Clean and Professional

4.4
Verified Homeowner
Panama City Beach, on Jan 22, 2026

I have no issues with [name removed]’s service or with the home itself. However, there are ongoing concerns regarding the responsiveness and resolution of the turf and side swale issues. During modest rain events. water consistently stands in both side swales even under normal irrigation conditions. Standing water occurs on the front lawn apron when neighboring homes do not experience the same issue. The rear turf is extremely bumpy and uneven, with inconsistent grading throughout. The drop-off to the rear preserve also looks sloppy. If this were my home elsewhere, I would address and correct these issues directly. In this case, however, I am left navigating repeated work orders and excuses, with no clear sense that our expectations are being met.

4.2
Verified Homeowner
Panama City Beach, FL, on Jan 23, 2026

Quality of materials is poor for a $1M home. Disappointing that you can’t move a fireplace or floor outlet to align with the design of the home. Took a couple of weeks to get the pool equipment that comes with the pool. Blue painted cabinets already don’t hold up well to hand or fingerprints. Should have been varnished or coated over the paint. I have built several homes in Florida and the quality isn’t up to par.

3.8
Verified Homeowner
Panama City Beach, on Jan 27, 2026

The sloping issues I had with my yard outside my home took a lot of work to get something done including having to go to the county water was coming into my whole front porch area

3.8
Verified Homeowner
Panama City Beach, on Jan 16, 2026

Friendly and attentive staff.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 17, 2026

Having a hard time getting a closing date.

4.9
Verified Homeowner
Panama City Beach, on Jan 27, 2026

We love the cart paths.

4.6
Verified Homeowner
Panama City Beach, on Jan 14, 2026

Warranty support from [name removed] has been outstanding Builder [name removed] was incredible to work with

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 15, 2026

Everyone I encountered thru the process of purchasing my home was very friendly & helpful. They made sure all my questions were answered in a timely manner. I moved in 4 days ago & was already visited by a [name removed] employee who introduced himself, explained a few things & gave me the date of his next visit to me.

4.9
Verified Homeowner
Panama City Beach, on Jan 27, 2026

Unfortunately, we have yet to inhabit our new home due to unplanned circumstances. With that being said, we have had nothing but top shelf experiences through every step of the process and have been delighted with every single staff member we encountered along the way. Thank you!

5.0
Verified Homeowner
Panama City Beach, on Jan 13, 2026

All people I dealt with were professional and friendly.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 14, 2026

How mentorns community made us feel special

5.0
Verified Homeowner
Panama City Beach, on Jan 27, 2026

The customer service was phenomenal from day 1. Our sales person [name removed], builder [name removed], and Master Care [name removed] [name removed] were all awesome. We have our 1 year master care meeting next month and hope the service and standards will continue to be great.

5.0
Verified Homeowner
Panama City Beach, on Jan 12, 2026

It's been a great experience working with Matt, Juan and Red. It's Minto that we have some issues with.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 14, 2026

Cons: I contracted toward the end of construction. Although the flooring had not yet been installed, I was unable to change the floor color. Aside from that limitation, the selections made on my behalf were appropriate and well done. Pros: The villa was constructed with precision using high-quality materials. I have been very impressed with the level of planning and organization demonstrated by [name removed] throughout the process, as well as the friendliness, responsiveness, and professionalism of the staff. The home feels extremely well built, and I would confidently use [name removed] again.

5.0
Verified Homeowner
Panama City Beach, on Jan 26, 2026

I dislike the turnover of staff. I was in HR management my entire career. Consistently high staff turnover points toward bad management and slack recruiting processes. I like [name removed]’s partnership with [name removed] to preserve green spaces and incorporate them into our landscape. It is more assuring that the views we have from our home will hopefully be honored.

3.1
Verified Homeowner
Panama City Beach, on Jan 05, 2026

This evaluation is based solely on my experience with the original MasterCare representative I was assigned once I closed on my home. Prior to closing, I had a fantastic experience and excellent service from my sales, design, and builder contacts, so having experienced anything less than that after closing has been very disappointing, and I don’t feel a good representation of the [name removed] name. Please understand I am not one to complain, so I do not take this lightly but feel it's important to fill this survey out as honestly as possible. And this is not just a difference in personalities - I know of others who have had this rep that have unfortunately had similar experiences. If anyone would like to visit with me, I'd be happy to discuss. As of December 2025, I requested and was given a different MasterCare rep, and it's been a 100% improvement! I finally feel like someone is listening and actually willing to help.

2.3
Verified Homeowner
Panama City Beach, FL, on Jan 14, 2026

Our Construction [name removed]. was very good with communication. I had reservations with building in Florida while we were in Colorado, but [name removed] kept us informed weekly with meetings and videos. If a question came up he responded in a timely manner with the answer. He was fantastic

5.0
Verified Homeowner
Panama City Beach, on Jan 24, 2026

Landscape maintenance needs some improvement.

4.6
Verified Homeowner
Panama City Beach, on Jan 01, 2026

People have been very good to work with - attentive, caring and organized. Some things during the building process and after could have gone better - not enough attention to certain areas and poor communication on when we should point out things that need to be fixed - builder and [name removed] no on same page.

4.3
Verified Homeowner
Panama City Beach, FL, on Jan 13, 2026

All the people we worked with were very pleasant knowledgeable and professional and seemed to have our best interest at heart.

5.0
Verified Homeowner
Panama City Beach, on Jan 20, 2026

Buying process was made very easy

4.9
Verified Homeowner
Panama City Beach, on Dec 30, 2025

I think we have a great solid home! The quality is excellent. The response time to fixing any issues that we have had has been very quick and easy. The people here are so helpful. The only items that I think can be improved are small details that would make the house more practical. For example: some of the toilet paper holders are too far from the toilet bowl and there is no place for a hand towel rack in the master bathroom - it is in the toilet area that makes no sense. These are small issues that would add to the comfort of the home. We love living in this home. We love our layout and the quality details of the home. It is a great comfortable home!

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 13, 2026

All good.

5.0
Verified Homeowner
Panama City Beach, on Jan 20, 2026

Great place to live! All minor issues that have arisen have been promptly dealt with.

5.0
Verified Homeowner
Panama City Beach, on Dec 30, 2025

I had an excellent [name removed] agent--[name removed]--and a really good Design Center person ([name removed]). They made the process manageable and fun! VERY knowledgeable. And I LOVE the design center--how beautiful it is, and how beautiful all of the models are.

4.8
Verified Homeowner
Panama City Beach, FL, on Jan 12, 2026

It was seamless and easy. Very detailed... updates and great communication. Super fast process. Stress free!

5.0
Verified Homeowner
Panama City Beach, on Jan 19, 2026

SERVICE

5.0
Verified Homeowner
Panama City Beach, on Dec 24, 2025

Our MasterCare representative and our builder have been great.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 12, 2026

My builder [name removed] was wonderful, kind and knowledgeable. He explained the process weekly and sent me pictures!

4.8
Verified Homeowner
Panama City Beach, on Jan 18, 2026

Denied requests

3.3
Verified Homeowner
Panama City Beach, on Dec 23, 2025

They have been very courteous, on time and knowledgeable. Any concerns we have had have been addressed in a vey timely and professional manner.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 11, 2026

The part I really had an issue with is the purchase process for getting a desired lot. We were given process to follow and it was changed mid-assignment.

4.7
Verified Homeowner
Panama City Beach, on Jan 17, 2026

There were multiple problems with the house found during the pre close walk through that are from poor quality workmanship. The price you charged for our house, things should have perfect. We have an issue with paint on our entrance door and side window that found during the pre close walk through that still has not been fixed! The pool equipment, especially the heater, is not to have roof rain water dumping into it. It states this in the equipment manual, but you did NOT install a gutter above it! You did not tell us that we needed a gutter when we were choosing our As and Bs. For the $150k we paid for the pool, this should be included in that package. Problem is you and your installing did not know the installation requirements and you refuse to make this right. I just had a private person complete an inspection of our house and your year end inspection. Your person has been giving excuses as to why the tile in most of our house has been installed poorly, creating a poor appearance. We are awaiting on what you will be repairing/fixing, and what you may refuse to. After the year end walk through we have had [name removed]’s electric and Triad call us to confirm what they stated was a scheduled visit to fix something, that we had never been told of this scheduled visit! The walls around the pocket doors are very poorly supported. The poorest constructed house I have lived in.

3.2
Verified Homeowner
Panama City Beach, on Dec 22, 2025

Dislike - no flexibility in even simple changes to house construction (add insulation to interior wall, additional shelf in shower, etc.). I am having issues with HOA approval for solar panels. HOA has unnecessary insurance requirements that my provider is unwilling to provide. Solar rebates are expiring so I am out about $5000 in solar installation costs because I can't get this resolved. Like - people have been great!

4.0
Verified Homeowner
Panama City Beach, FL, on Jan 07, 2026

We started our new home with [name removed], but he left and [name removed] took his place. [name removed] was great, always on top of answering any questions we had. [name removed], our builder, was amazing and great to work with. Every time we met at the house he went over each build phase with us and what the next steps would be. [name removed] always answered our questions in person and responded to emails right away.

5.0
Verified Homeowner
Panama City Beach, on Jan 14, 2026

Love our villa. But we are having problems with our gas stove getting too hot for the microwave up above the stove. It has been serviced by whirlpool with a new gas regulator being installed. It still is getting to hot. I was told that it was not a warranty issue with Mastercare. Unusual issue for sure. Have had gas stoves all my life and never seen anything like this before. I think it is an issue with the stove, a lemon. Have heard numerous other people in community with same problem. Other than this problem we are very happy with [name removed] communities . Great place to live. We are considering buying a home in place of our villa.

4.9
Verified Homeowner
Panama City Beach, on Dec 20, 2025

A direct cintact ([name removed]) who will take our calls and resolve our issues promptly and professionally.

4.9
Verified Homeowner
Panama City Beach, FL, on Jan 06, 2026

[name removed] very difficult to work with as far as making any changes

4.5
Verified Homeowner
Panama City Beach, on Jan 14, 2026

I love my Mastercare [name removed] [name removed], I dislike some simple design decisions, like no towel hooks and no where to put them.

4.2
Verified Homeowner
Panama City Beach, on Dec 17, 2025

I feel like they care about me and addressing any issues I bring to their attention.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 06, 2026

[name removed] our builder exceeded all our expectations on the care and quality of the building of our new home. Being remote during the build added communication challenges to the process. [name removed] exceeded our expectations here as well. This home is the third home We’ve built over the years. This entire process from initial information gathering until closing on our new home - could not have gone any better!

5.0
Verified Homeowner
Panama City Beach, on Jan 14, 2026

I have been able to get ahold of someone when needed. Specifically my master care [name removed]. I am aware that other team members have changed or moved on over the last year.

5.0
Verified Homeowner
Panama City Beach, on Dec 16, 2025

[name removed] staff have been very good overall. One area that is lacking is communication between subcontractors and Mastercare most notably Triad.

4.5
Verified Homeowner
Panama City Beach, FL, on Jan 06, 2026

no problems

4.9
Verified Homeowner
Panama City Beach, on Jan 14, 2026

I've had a couple of service issues that the ball got dropped on, but they are being addressed now. Also, quality of the lawn care seems to be somewhat lacking, but hopefully will improve over time.

4.2
Verified Homeowner
Panama City Beach, on Dec 13, 2025

If the builder had spent more time in the small details, I wouldn’t of had to deal with the mold behind the sink, re pour my driveway which will never match the vents had to be adjusted, grout was a mess and was re done in the bathroom floor. My master are person was great but can’t say [name removed] was as detailed as he could have been. I was impressed with [name removed] the builder of single family homes, he made sure the house was in perfect shape before the owners moved in.

3.8
Verified Homeowner
Panama City Beach, FL, on Jan 05, 2026

We were pleased to get our weekly updates along with the many photos so we could feel like we were a part of the process.

5.0
Verified Homeowner
Panama City Beach, on Jan 13, 2026

[name removed] is very thorough and explains the process for repairs and any necessary work very well. She is always on time and thorough. She is always quick to bring in others that may know more about the issue at hand. Highly recommend [name removed]!!

4.9
Verified Homeowner
Panama City Beach, on Dec 12, 2025

The desire to make sure we are happy with our home, and keep us safe with any issues that have arisen. Promptly attention to any concerns or questions from our Mastercare [name removed] [name removed]. She has gone above and beyond to solve any issues we have had.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 05, 2026

Working with [name removed] was such a pleasure. Any question that I had he answered completely and respectfully. He is the best builder ever! (That is what I have him listed as on my cell phone - lol)

5.0
Verified Homeowner
Panama City Beach, on Jan 12, 2026

Working with the employees has been perfect. I hesitate to give all 10s because my issues have not been resolved that are not a result of the employee.

4.5
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - Purchase & Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, FL, on Jan 29, 2026

Loved [name removed]’s weekly positive videos

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 28, 2026

Communication with builder [name removed]! Weekly videos and updates of what was planned for the following week.

4.6
Verified Homeowner
Panama City Beach, FL, on Jan 23, 2026

Our builder [name removed] was an amazing partner in the construction. Communication at every level has been top notch. THe HOA was great to work with starting our pool build.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 23, 2026

Quality of materials is poor for a $1M home. Disappointing that you can’t move a fireplace or floor outlet to align with the design of the home. Took a couple of weeks to get the pool equipment that comes with the pool. Blue painted cabinets already don’t hold up well to hand or fingerprints. Should have been varnished or coated over the paint. I have built several homes in Florida and the quality isn’t up to par.

3.8
Verified Homeowner
Panama City Beach, FL, on Jan 17, 2026

Having a hard time getting a closing date.

4.9
Verified Homeowner
Panama City Beach, FL, on Jan 15, 2026

Everyone I encountered thru the process of purchasing my home was very friendly & helpful. They made sure all my questions were answered in a timely manner. I moved in 4 days ago & was already visited by a [name removed] employee who introduced himself, explained a few things & gave me the date of his next visit to me.

4.9
Verified Homeowner
Panama City Beach, FL, on Jan 14, 2026

How mentorns community made us feel special

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 14, 2026

Cons: I contracted toward the end of construction. Although the flooring had not yet been installed, I was unable to change the floor color. Aside from that limitation, the selections made on my behalf were appropriate and well done. Pros: The villa was constructed with precision using high-quality materials. I have been very impressed with the level of planning and organization demonstrated by [name removed] throughout the process, as well as the friendliness, responsiveness, and professionalism of the staff. The home feels extremely well built, and I would confidently use [name removed] again.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 14, 2026

Our Construction [name removed]. was very good with communication. I had reservations with building in Florida while we were in Colorado, but [name removed] kept us informed weekly with meetings and videos. If a question came up he responded in a timely manner with the answer. He was fantastic

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 13, 2026

All the people we worked with were very pleasant knowledgeable and professional and seemed to have our best interest at heart.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 13, 2026

All good.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 12, 2026

It was seamless and easy. Very detailed... updates and great communication. Super fast process. Stress free!

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 12, 2026

My builder [name removed] was wonderful, kind and knowledgeable. He explained the process weekly and sent me pictures!

4.8
Verified Homeowner
Panama City Beach, FL, on Jan 11, 2026

The part I really had an issue with is the purchase process for getting a desired lot. We were given process to follow and it was changed mid-assignment.

4.7
Verified Homeowner
Panama City Beach, FL, on Jan 07, 2026

We started our new home with [name removed], but he left and [name removed] took his place. [name removed] was great, always on top of answering any questions we had. [name removed], our builder, was amazing and great to work with. Every time we met at the house he went over each build phase with us and what the next steps would be. [name removed] always answered our questions in person and responded to emails right away.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 06, 2026

[name removed] very difficult to work with as far as making any changes

4.5
Verified Homeowner
Panama City Beach, FL, on Jan 06, 2026

[name removed] our builder exceeded all our expectations on the care and quality of the building of our new home. Being remote during the build added communication challenges to the process. [name removed] exceeded our expectations here as well. This home is the third home We’ve built over the years. This entire process from initial information gathering until closing on our new home - could not have gone any better!

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 06, 2026

no problems

4.9
Verified Homeowner
Panama City Beach, FL, on Jan 05, 2026

We were pleased to get our weekly updates along with the many photos so we could feel like we were a part of the process.

5.0
Verified Homeowner
Panama City Beach, FL, on Jan 05, 2026

Working with [name removed] was such a pleasure. Any question that I had he answered completely and respectfully. He is the best builder ever! (That is what I have him listed as on my cell phone - lol)

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - 5-6 Months after Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Jan 27, 2026

The whole experience was fun and enjoyable but I would have rather chosen my lot instead of feeling I had to accept what was offered or risk not getting one.

5.0
Verified Homeowner
Panama City Beach, on Jan 25, 2026

Quality

5.0
Verified Homeowner
Panama City Beach, on Jan 24, 2026

We are happy

4.8
Verified Homeowner
Panama City Beach, on Jan 22, 2026

I have no issues with [name removed]’s service or with the home itself. However, there are ongoing concerns regarding the responsiveness and resolution of the turf and side swale issues. During modest rain events. water consistently stands in both side swales even under normal irrigation conditions. Standing water occurs on the front lawn apron when neighboring homes do not experience the same issue. The rear turf is extremely bumpy and uneven, with inconsistent grading throughout. The drop-off to the rear preserve also looks sloppy. If this were my home elsewhere, I would address and correct these issues directly. In this case, however, I am left navigating repeated work orders and excuses, with no clear sense that our expectations are being met.

4.2
Verified Homeowner
Panama City Beach, on Jan 16, 2026

Friendly and attentive staff.

5.0
Verified Homeowner
Panama City Beach, on Jan 14, 2026

Warranty support from [name removed] has been outstanding Builder [name removed] was incredible to work with

5.0
Verified Homeowner
Panama City Beach, on Jan 13, 2026

All people I dealt with were professional and friendly.

5.0
Verified Homeowner
Panama City Beach, on Jan 12, 2026

It's been a great experience working with Matt, Juan and Red. It's Minto that we have some issues with.

5.0
Verified Homeowner
Panama City Beach, on Jan 05, 2026

This evaluation is based solely on my experience with the original MasterCare representative I was assigned once I closed on my home. Prior to closing, I had a fantastic experience and excellent service from my sales, design, and builder contacts, so having experienced anything less than that after closing has been very disappointing, and I don’t feel a good representation of the [name removed] name. Please understand I am not one to complain, so I do not take this lightly but feel it's important to fill this survey out as honestly as possible. And this is not just a difference in personalities - I know of others who have had this rep that have unfortunately had similar experiences. If anyone would like to visit with me, I'd be happy to discuss. As of December 2025, I requested and was given a different MasterCare rep, and it's been a 100% improvement! I finally feel like someone is listening and actually willing to help.

2.3
Verified Homeowner
Panama City Beach, on Jan 01, 2026

People have been very good to work with - attentive, caring and organized. Some things during the building process and after could have gone better - not enough attention to certain areas and poor communication on when we should point out things that need to be fixed - builder and [name removed] no on same page.

4.3
Verified Homeowner
Panama City Beach, on Dec 30, 2025

I think we have a great solid home! The quality is excellent. The response time to fixing any issues that we have had has been very quick and easy. The people here are so helpful. The only items that I think can be improved are small details that would make the house more practical. For example: some of the toilet paper holders are too far from the toilet bowl and there is no place for a hand towel rack in the master bathroom - it is in the toilet area that makes no sense. These are small issues that would add to the comfort of the home. We love living in this home. We love our layout and the quality details of the home. It is a great comfortable home!

5.0
Verified Homeowner
Panama City Beach, on Dec 30, 2025

I had an excellent [name removed] agent--[name removed]--and a really good Design Center person ([name removed]). They made the process manageable and fun! VERY knowledgeable. And I LOVE the design center--how beautiful it is, and how beautiful all of the models are.

4.8
Verified Homeowner
Panama City Beach, on Dec 24, 2025

Our MasterCare representative and our builder have been great.

5.0
Verified Homeowner
Panama City Beach, on Dec 23, 2025

They have been very courteous, on time and knowledgeable. Any concerns we have had have been addressed in a vey timely and professional manner.

5.0
Verified Homeowner
Panama City Beach, on Dec 22, 2025

Dislike - no flexibility in even simple changes to house construction (add insulation to interior wall, additional shelf in shower, etc.). I am having issues with HOA approval for solar panels. HOA has unnecessary insurance requirements that my provider is unwilling to provide. Solar rebates are expiring so I am out about $5000 in solar installation costs because I can't get this resolved. Like - people have been great!

4.0
Verified Homeowner
Panama City Beach, on Dec 20, 2025

A direct cintact ([name removed]) who will take our calls and resolve our issues promptly and professionally.

4.9
Verified Homeowner
Panama City Beach, on Dec 17, 2025

I feel like they care about me and addressing any issues I bring to their attention.

5.0
Verified Homeowner
Panama City Beach, on Dec 16, 2025

[name removed] staff have been very good overall. One area that is lacking is communication between subcontractors and Mastercare most notably Triad.

4.5
Verified Homeowner
Panama City Beach, on Dec 13, 2025

If the builder had spent more time in the small details, I wouldn’t of had to deal with the mold behind the sink, re pour my driveway which will never match the vents had to be adjusted, grout was a mess and was re done in the bathroom floor. My master are person was great but can’t say [name removed] was as detailed as he could have been. I was impressed with [name removed] the builder of single family homes, he made sure the house was in perfect shape before the owners moved in.

3.8
Verified Homeowner
Panama City Beach, on Dec 12, 2025

The desire to make sure we are happy with our home, and keep us safe with any issues that have arisen. Promptly attention to any concerns or questions from our Mastercare [name removed] [name removed]. She has gone above and beyond to solve any issues we have had.

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - 10-12 Months after Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Jan 28, 2026

For the future, the upgrades are a little too high, and quality no so high. Other than than everything is good.

5.0
Verified Homeowner
Panama City Beach, on Jan 28, 2026

We did not like mastercare continually dropping the follow ups. After many calls and now almost a year later, we finally are scheduled for the issues to be resolved. Everyone in the office at the showroom was very pleasant. Enjoyed meeting all of them.

4.1
Verified Homeowner
Panama City Beach, on Jan 27, 2026

Clean and Professional

4.4
Verified Homeowner
Panama City Beach, on Jan 27, 2026

The sloping issues I had with my yard outside my home took a lot of work to get something done including having to go to the county water was coming into my whole front porch area

3.8
Verified Homeowner
Panama City Beach, on Jan 27, 2026

We love the cart paths.

4.6
Verified Homeowner
Panama City Beach, on Jan 27, 2026

Unfortunately, we have yet to inhabit our new home due to unplanned circumstances. With that being said, we have had nothing but top shelf experiences through every step of the process and have been delighted with every single staff member we encountered along the way. Thank you!

5.0
Verified Homeowner
Panama City Beach, on Jan 27, 2026

The customer service was phenomenal from day 1. Our sales person [name removed], builder [name removed], and Master Care [name removed] [name removed] were all awesome. We have our 1 year master care meeting next month and hope the service and standards will continue to be great.

5.0
Verified Homeowner
Panama City Beach, on Jan 26, 2026

I dislike the turnover of staff. I was in HR management my entire career. Consistently high staff turnover points toward bad management and slack recruiting processes. I like [name removed]’s partnership with [name removed] to preserve green spaces and incorporate them into our landscape. It is more assuring that the views we have from our home will hopefully be honored.

3.1
Verified Homeowner
Panama City Beach, on Jan 24, 2026

Landscape maintenance needs some improvement.

4.6
Verified Homeowner
Panama City Beach, on Jan 20, 2026

Buying process was made very easy

4.9
Verified Homeowner
Panama City Beach, on Jan 20, 2026

Great place to live! All minor issues that have arisen have been promptly dealt with.

5.0
Verified Homeowner
Panama City Beach, on Jan 19, 2026

SERVICE

5.0
Verified Homeowner
Panama City Beach, on Jan 18, 2026

Denied requests

3.3
Verified Homeowner
Panama City Beach, on Jan 17, 2026

There were multiple problems with the house found during the pre close walk through that are from poor quality workmanship. The price you charged for our house, things should have perfect. We have an issue with paint on our entrance door and side window that found during the pre close walk through that still has not been fixed! The pool equipment, especially the heater, is not to have roof rain water dumping into it. It states this in the equipment manual, but you did NOT install a gutter above it! You did not tell us that we needed a gutter when we were choosing our As and Bs. For the $150k we paid for the pool, this should be included in that package. Problem is you and your installing did not know the installation requirements and you refuse to make this right. I just had a private person complete an inspection of our house and your year end inspection. Your person has been giving excuses as to why the tile in most of our house has been installed poorly, creating a poor appearance. We are awaiting on what you will be repairing/fixing, and what you may refuse to. After the year end walk through we have had [name removed]’s electric and Triad call us to confirm what they stated was a scheduled visit to fix something, that we had never been told of this scheduled visit! The walls around the pocket doors are very poorly supported. The poorest constructed house I have lived in.

3.2
Verified Homeowner
Panama City Beach, on Jan 14, 2026

Love our villa. But we are having problems with our gas stove getting too hot for the microwave up above the stove. It has been serviced by whirlpool with a new gas regulator being installed. It still is getting to hot. I was told that it was not a warranty issue with Mastercare. Unusual issue for sure. Have had gas stoves all my life and never seen anything like this before. I think it is an issue with the stove, a lemon. Have heard numerous other people in community with same problem. Other than this problem we are very happy with [name removed] communities . Great place to live. We are considering buying a home in place of our villa.

4.9
Verified Homeowner
Panama City Beach, on Jan 14, 2026

I love my Mastercare [name removed] [name removed], I dislike some simple design decisions, like no towel hooks and no where to put them.

4.2
Verified Homeowner
Panama City Beach, on Jan 14, 2026

I have been able to get ahold of someone when needed. Specifically my master care [name removed]. I am aware that other team members have changed or moved on over the last year.

5.0
Verified Homeowner
Panama City Beach, on Jan 14, 2026

I've had a couple of service issues that the ball got dropped on, but they are being addressed now. Also, quality of the lawn care seems to be somewhat lacking, but hopefully will improve over time.

4.2
Verified Homeowner
Panama City Beach, on Jan 13, 2026

[name removed] is very thorough and explains the process for repairs and any necessary work very well. She is always on time and thorough. She is always quick to bring in others that may know more about the issue at hand. Highly recommend [name removed]!!

4.9
Verified Homeowner
Panama City Beach, on Jan 12, 2026

Working with the employees has been perfect. I hesitate to give all 10s because my issues have not been resolved that are not a result of the employee.

4.5
Verified Homeowner