Top Homebuilder Ratings & Reviews

Minto Communities - USA

Latitude Margaritaville Watersound

2,220 Homeowner Reviews Completed Jan 2024 - Jul 2025

Overall Satisfaction

4.7
Customers' overall satisfaction
4.8
Rating of homeowners' willingness to recommend this builder

PERFORMANCE RATINGS

Overall Experience

4.8

Purchase Experience

4.9

Home Personalization Experience

4.9

Construction Experience

4.9

Customer Care Experience

5.0

Home Readiness

4.9

Installation & Workmanship

4.8

Community Profile

Our story begins in 1955 with a simple belief: that we could build better places to live, work and play, one home and one relationship at a time. Since then, The Minto Group has successfully built a fully-integrated real estate company that can meet the needs of any individual, family, investor or business. We’ve accomplished a lot over the years, and as we continue to celebrate new ventures, milestones, innovations and investments, we’re always looking ahead to what’s possible. Read on to learn more about our journey over the past 60+ years.

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MOST RECENT HOME OWNERS' VERBATIM COMMENTS - All
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Jul 09, 2025

Our sales agent, [name removed], and building supervisor, [name removed], were excellent and responsive. It was disappointing on quality of some of the trades such as cabinets, but problems were addressed. Home inspection shows areas missing attic insulation, roofing issues, and poor quality of mortaring of tiles which we hope will be resolved.

4.5
Verified Homeowner
Panama City Beach, on Jul 10, 2025

Best part was [name removed] and [name removed] in designer center ! That’s why I recommened them for my sister and brother in law for purchase of their villa !! They are definatly the A team!

4.7
Verified Homeowner
Panama City Beach, FL, on Jul 12, 2025

The entire process was a great experience. Every person along the way was friendly, helpful and responsive.

5.0
Verified Homeowner
Panama City Beach, on Jul 09, 2025

Minto team have responded quickly and professionally to all of my inquires.

5.0
Verified Homeowner
Panama City Beach, on Jul 10, 2025

We are very pleased with how professional and courteous [name removed] was from start to finish, and even after we closed. [name removed] reached out to let us know that we could contact him anytime with questions or assistance, and he has been readily available whenever we needed information. He is an asset to [name removed] for sure.

4.9
Verified Homeowner
Panama City Beach, FL, on Jul 12, 2025

Our building supervisor, [name removed], accommodated our requests to visit as often as we could during the build which we were very appreciative of. Our sales agent, [name removed] allowed us to walk thru the sales center to start looking at samples for our B options prior to our B options date, this was very beneficial for us to be able to see what options were available. It would have been very difficult to see the B options for the first time and try to pick them all in one day, so we were very grateful to be able to see them ahead of time

5.0
Verified Homeowner
Panama City Beach, on Jul 05, 2025

Communication is poor and the turnover in staff unbelievable. In the first 6 months of ownership we have had 3 or 4 mastercare reps and no one has notes information on what has been approved and what has been completed etc. A system needs to be in place for when staff leaves get fired.

2.0
Verified Homeowner
Panama City Beach, on Jul 07, 2025

Have roofing issues that [name removed] ignores to fix. Heating and air conditioning not consistent airflow throughout house.

4.2
Verified Homeowner
Panama City Beach, FL, on Jul 11, 2025

Timelines were met as communicated, and our builder ([name removed]) did an excellent job of communicating with us and addressing what few concerns we had.

4.8
Verified Homeowner
Panama City Beach, on Jun 17, 2025

I like the community and the area.

5.0
Verified Homeowner
Panama City Beach, on Jul 07, 2025

Rather not discuss them right now until our issues are resolved

4.6
Verified Homeowner
Panama City Beach, FL, on Jul 11, 2025

Our Builder [name removed] and [name removed] designer [name removed]

5.0
Verified Homeowner
Panama City Beach, on May 27, 2025

Nicest of the staff Very friendly Thanks

5.0
Verified Homeowner
Panama City Beach, on Jul 07, 2025

Very responsive

4.1
Verified Homeowner
Panama City Beach, FL, on Jul 10, 2025

Loved that the construction was transparent at different stages. Builder went above and beyond to correct issues identified. Worked with us to correct a "splash" of gunite on our lanai from the neighbors pool install that could not be removed.

5.0
Verified Homeowner
Panama City Beach, on May 24, 2025

Everything has been great working with Minto.

5.0
Verified Homeowner
Panama City Beach, on Jul 04, 2025

So far so good.....it's been a great year...

4.3
Verified Homeowner
Panama City Beach, FL, on Jul 09, 2025

It was easy , and we had really good , excellent actually , selection consultant : [name removed] , and Construction representative, [name removed]. They tried to satisfied all our requests , and gave useful advices. Especial thanks for them .

4.9
Verified Homeowner
Panama City Beach, on May 23, 2025

They don't have customer service for things that went wrong after moving in. We moved in mid December 2024-now May 23-2025. We have had 5 items that needed to be fixed. 1) Outside facet-finally fixed 3 weeks ago. 2) Sliding doors-Very hard to open/close. They came out 3 times and finally last week they fixed it. 3) Crack window-still is not fixed. 4) Bathroom-Water Closet light does not work-loose connection-fix 1 month ago, went out again and still needs to be replace. 5) Kitchen Cabinet are uneven in one section-Still as of May 23 not fixed.

2.8
Verified Homeowner
Panama City Beach, on Jul 04, 2025

[name removed] has not been as responsive to our needs as we were expecting. Changes in the Mastercare program- not covering cosmetic issues, appliance issues, and very outstanding tickets of 6 months or more are issues. Very unresponsive Mastercare rep with no communication is very disappointing.

3.6
Verified Homeowner
Panama City Beach, FL, on Jul 08, 2025

It was easy and smooth. I was valued, given plenty of time, and my questions were always answered promptly. I have no dislikes.

5.0
Verified Homeowner
Panama City Beach, on May 22, 2025

The communication with me while the house was being built was excellent and the small warranty issues I had were looked after right away

5.0
Verified Homeowner
Panama City Beach, on Jul 02, 2025

My [name removed] cared and was very knowledgeable. She always responded in a timely matter. We are still working minor issues and I trust it will all be taken care of.

4.8
Verified Homeowner
Panama City Beach, FL, on Jul 08, 2025

[name removed], my contractor was amazing! He kept me upto date with the house all the time. He was informative and very helpful. Such a good person. I was very grateful for his help!

4.8
Verified Homeowner
Panama City Beach, on May 22, 2025

I enjoyed the whole experience from having Robb as my Sales Agent to Alexis being my Building Manager. Toni has also been great with any warranty or punch list items. I am very pleased and love this community

5.0
Verified Homeowner
Panama City Beach, on Jun 30, 2025

My home delivered dirty. Continual run around by [name removed]. Then, told by [name removed] issues would be taken care of and then changed their minds. I was in another [name removed] community and their MasterCare was excellent. Here they are horrible. Asked to change rep and told no. Not customer oriented here.

1.8
Verified Homeowner
Panama City Beach, FL, on Jul 08, 2025

Like: sales staff was very honest.

4.8
Verified Homeowner
Panama City Beach, on May 16, 2025

Love this community and the perks, not too fond of the warranty repair process or the ARB delays on pool projects.

3.7
Verified Homeowner
Panama City Beach, on Jun 28, 2025

Our experience overall has been great!

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 05, 2025

I loved [name removed] the sales rep. I loved [name removed], my builder. Both were professional, knowledgeable, kind, and caring and thorough. Both were a pleasure to work with.

4.9
Verified Homeowner
Panama City Beach, on May 16, 2025

The people that make up the Minto Community. Very caring, thoughtful and thorough. Thanks for all your hard work!

5.0
Verified Homeowner
Panama City Beach, on Jun 26, 2025

We liked the weekly updates and the few issues that we have reported have been resolved in a timely manner. One thing I wish is that you would have used just a little higher end quality of cabinets. Also I didn't like the fact that wood was not used entirely throughout the house. Some of the enterior walls are metal beams vs. wood which wood is so much better when hanging pictures. It is a lot sturdier. We lost a really nice picture because the handyman hanging the picture in the wall missed going through the thin metal beam. It is a flimsy metal beam vs wood which is sturdier. The cables going through the roof all the way through the foundation was great. Overall we are extremely happy with our place.

4.9
Verified Homeowner
Panama City Beach, FL, on Jul 04, 2025

[name removed] is excellent!

5.0
Verified Homeowner
Panama City Beach, on May 15, 2025

It took a long time to get a lot and we couldnt get a straight answer when we were #2 or 3 for a lot for months and months. Then all of a sudden "we have a lot". Minto should operate like other companies and allow people to choose lots when they sign up for homes. The communication has to be better.

4.6
Verified Homeowner
Panama City Beach, on Jun 26, 2025

Landscaping looks absolutely horrible. I realize we had a bad winter but we are told only certain flowers but other sections have all different flowers. We were given a price to change color of lantana but across street they are getting way more of same color I requested for a lower cost. Makes no sense to me. Way back weeds are over two feet tall. Still waiting on Mastercare to come and actually fix items on the house. Ac/ furnance is a cheap unworkable in all rooms setup. Our Mastercare person. Keeps testing but his people do not show up. Very unfair to our Mastercare person! They need more employees. Expensive house cheap workmanship.

2.9
Verified Homeowner
Panama City Beach, FL, on Jul 01, 2025

My builder [name removed] kept us up to date every week & face timed us to show progress. Excellent

4.9
Verified Homeowner
Panama City Beach, on May 14, 2025

At has been a pleasure working with our Master Care Representative Vernon Kemp he has always been so sincere and caring about taking care of all our issues involving our home. Thank you Vernon Kemp for all you do for your home owners. Sincerely David and Jacqueline Louderback

5.0
Verified Homeowner
Panama City Beach, on Jun 24, 2025

It's been a wonderful experienc3.

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 01, 2025

We absolutely LOVED our builder, [name removed]! He was kind, thoughtful, thorough, & meticulous in the building of our home!

5.0
Verified Homeowner
Panama City Beach, on May 14, 2025

The standing water off our lanai is supposedly "wetlands", but this whole area was "wetlands" before the development was started. Should have done a better job of grading the preserves to get water to drain properly.

4.9
Verified Homeowner
Panama City Beach, on Jun 24, 2025

The quality of the home is better than expected and everyone at Minto we have dealt with have been very professional and easy to work with.

4.9
Verified Homeowner
Panama City Beach, FL, on Jul 01, 2025

Our builder [name removed] did a superb job keeping us up to date on construction progress and correcting deficiencies discovered during the build. He was always quick to respond to our request for information and showing us the progress.

5.0
Verified Homeowner
Panama City Beach, on May 14, 2025

Our experience with Minto Communities - USA has been nothing but positive to this point. We love the community, the design of our new home and the quality of construction. The personnel we have worked with through your subs and representatives has also been a very positive experience.

4.8
Verified Homeowner
Panama City Beach, on Jun 23, 2025

Mastercare is slow to respond and schedule required work. In general, I find the quality of the house to be good. The only major exception is the kitchen, laundry and bathroom cabinets. They are very low quality, regardless of the level that selected at time of purchase. We’ve had numerous problems with cosmetics on our cabinets, and it took a long time to resolve. Some of the repair visits even resulted in additional damage to the cabinet surfaces as they were being worked on or replaced. We also have a problem with the corbel placement in our front entrance area. It is dragging out forever, and Minto has not come up with an appropriate or acceptable plan to resolve.

3.6
Verified Homeowner
Panama City Beach, FL, on Jun 27, 2025

The updates and feedback from our questions were prompt and thorough. Meetings were scheduled at good intervals.

5.0
Verified Homeowner
Panama City Beach, on May 14, 2025

They are getting reoairs scheduled from master care but the repairs are not done correctly

4.4
Verified Homeowner
Panama City Beach, on Jun 23, 2025

I like most everything. Some issues with [name removed].

3.3
Verified Homeowner
Panama City Beach, FL, on Jun 26, 2025

How smoothly everything went! We had been watching this community from afar until the time was right for us! We love it. [name removed] and [name removed] went above and beyond for us!! We recommend this place highly and those particular two employees were amazing!

5.0
Verified Homeowner
Panama City Beach, on May 12, 2025

HOA slow to respond.

5.0
Verified Homeowner
Panama City Beach, on Jun 22, 2025

The process was easy and the communication during the build process was amazing. [name removed] kept us informed with regular updates and pictures since we were out of state during the building of our home.

4.6
Verified Homeowner
Panama City Beach, FL, on Jun 26, 2025

Entire process was well organized and efficient. There were no delays or surprises and I felt well informed throughout.

5.0
Verified Homeowner
Panama City Beach, on May 08, 2025

Quick to resolve problems with house.

5.0
Verified Homeowner
Panama City Beach, on Jun 18, 2025

[name removed] and [name removed] were fabulous

4.6
Verified Homeowner
Panama City Beach, FL, on Jun 26, 2025

My move in experience was amazing. [name removed] was sent from Heaven and I felt so safe and secure in all that he did to make sure my home was all I prayed for. He is truly dedicated to perfection, sincere, honest, and all around great man. I am honored to have the privilege of knowing him.

5.0
Verified Homeowner
Panama City Beach, on May 07, 2025

Since we moved in, we have to have three breakers replaced due to being to either being defective or to small to carry the load. We have had to call out about our garage door making a horrible noise to which someone came out and spayed something on the rails which seemed to help about a day, so I bought some white lightning grease from Home Depot and take care of it myself. Lastly, we reported our water coming out of our faucets containing black gunk and small waste particles. I even sent a video. A consultant called and set up a date to come out several days later; however, we had a family emergency and flew to Denver during this time. I forgot about the appt cause I was worried and focusing on something else. I received an email from the person and responded to set up another time due to the situation. She never replied, and honestly, I am tired of dealing with Minto and there reps. We once owned a home in Loveland, Colorado that was a DR Horton built subdivision and to tell you the truth, we received better service from them. In regard to the water issue, I found a local company that came out and installed a whole house filter system ($1,850.00) that has taken care of the problem. I really don't expect much from my feedback since it seems to be the Minto way: delay, delay, and the customer just gives up.

2.4
Verified Homeowner
Panama City Beach, on Jun 17, 2025

The time between our house being fully constructed/finished and closing was more than 90 days which is extremely frustrating. While our (second) builder took over the project and was great, he was unable to address one major issue with the laundry room cabinets being hung too low to accommodate our washer/dryer combo; so I had to hire the cabinet crew myself to move them up three inches . Otherwise; we're very please with our home.

4.2
Verified Homeowner
Panama City Beach, FL, on Jun 25, 2025

Flexibility with closing.

4.8
Verified Homeowner
Panama City Beach, on Jun 17, 2025

Had a fabulous Mastercard representative but have been reassigned one that seems to not really want to resolve some of the issues that should be addressed by Minto builders. Finally inspection is scheduled in July and hope to have a better impression at that point.

4.4
Verified Homeowner
Panama City Beach, on May 06, 2025

Not easy to navigate with all the things they give you. It way too overwhelming.

4.0
Verified Homeowner
Panama City Beach, FL, on Jun 25, 2025

Kept us informed

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - Purchase & Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, FL, on Jul 12, 2025

The entire process was a great experience. Every person along the way was friendly, helpful and responsive.

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 12, 2025

Our building supervisor, [name removed], accommodated our requests to visit as often as we could during the build which we were very appreciative of. Our sales agent, [name removed] allowed us to walk thru the sales center to start looking at samples for our B options prior to our B options date, this was very beneficial for us to be able to see what options were available. It would have been very difficult to see the B options for the first time and try to pick them all in one day, so we were very grateful to be able to see them ahead of time

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 11, 2025

Timelines were met as communicated, and our builder ([name removed]) did an excellent job of communicating with us and addressing what few concerns we had.

4.8
Verified Homeowner
Panama City Beach, FL, on Jul 11, 2025

Our Builder [name removed] and [name removed] designer [name removed]

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 10, 2025

Loved that the construction was transparent at different stages. Builder went above and beyond to correct issues identified. Worked with us to correct a "splash" of gunite on our lanai from the neighbors pool install that could not be removed.

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 09, 2025

It was easy , and we had really good , excellent actually , selection consultant : [name removed] , and Construction representative, [name removed]. They tried to satisfied all our requests , and gave useful advices. Especial thanks for them .

4.9
Verified Homeowner
Panama City Beach, FL, on Jul 08, 2025

It was easy and smooth. I was valued, given plenty of time, and my questions were always answered promptly. I have no dislikes.

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 08, 2025

[name removed], my contractor was amazing! He kept me upto date with the house all the time. He was informative and very helpful. Such a good person. I was very grateful for his help!

4.8
Verified Homeowner
Panama City Beach, FL, on Jul 08, 2025

Like: sales staff was very honest.

4.8
Verified Homeowner
Panama City Beach, FL, on Jul 05, 2025

I loved [name removed] the sales rep. I loved [name removed], my builder. Both were professional, knowledgeable, kind, and caring and thorough. Both were a pleasure to work with.

4.9
Verified Homeowner
Panama City Beach, FL, on Jul 04, 2025

[name removed] is excellent!

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 01, 2025

My builder [name removed] kept us up to date every week & face timed us to show progress. Excellent

4.9
Verified Homeowner
Panama City Beach, FL, on Jul 01, 2025

We absolutely LOVED our builder, [name removed]! He was kind, thoughtful, thorough, & meticulous in the building of our home!

5.0
Verified Homeowner
Panama City Beach, FL, on Jul 01, 2025

Our builder [name removed] did a superb job keeping us up to date on construction progress and correcting deficiencies discovered during the build. He was always quick to respond to our request for information and showing us the progress.

5.0
Verified Homeowner
Panama City Beach, FL, on Jun 27, 2025

The updates and feedback from our questions were prompt and thorough. Meetings were scheduled at good intervals.

5.0
Verified Homeowner
Panama City Beach, FL, on Jun 26, 2025

How smoothly everything went! We had been watching this community from afar until the time was right for us! We love it. [name removed] and [name removed] went above and beyond for us!! We recommend this place highly and those particular two employees were amazing!

5.0
Verified Homeowner
Panama City Beach, FL, on Jun 26, 2025

Entire process was well organized and efficient. There were no delays or surprises and I felt well informed throughout.

5.0
Verified Homeowner
Panama City Beach, FL, on Jun 26, 2025

My move in experience was amazing. [name removed] was sent from Heaven and I felt so safe and secure in all that he did to make sure my home was all I prayed for. He is truly dedicated to perfection, sincere, honest, and all around great man. I am honored to have the privilege of knowing him.

5.0
Verified Homeowner
Panama City Beach, FL, on Jun 25, 2025

Flexibility with closing.

4.8
Verified Homeowner
Panama City Beach, FL, on Jun 25, 2025

Kept us informed

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - 5-6 Months after Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Jul 10, 2025

Best part was [name removed] and [name removed] in designer center ! That’s why I recommened them for my sister and brother in law for purchase of their villa !! They are definatly the A team!

4.7
Verified Homeowner
Panama City Beach, on Jul 10, 2025

We are very pleased with how professional and courteous [name removed] was from start to finish, and even after we closed. [name removed] reached out to let us know that we could contact him anytime with questions or assistance, and he has been readily available whenever we needed information. He is an asset to [name removed] for sure.

4.9
Verified Homeowner
Panama City Beach, on Jul 05, 2025

Communication is poor and the turnover in staff unbelievable. In the first 6 months of ownership we have had 3 or 4 mastercare reps and no one has notes information on what has been approved and what has been completed etc. A system needs to be in place for when staff leaves get fired.

2.0
Verified Homeowner
Panama City Beach, on Jun 17, 2025

I like the community and the area.

5.0
Verified Homeowner
Panama City Beach, on May 27, 2025

Nicest of the staff Very friendly Thanks

5.0
Verified Homeowner
Panama City Beach, on May 24, 2025

Everything has been great working with Minto.

5.0
Verified Homeowner
Panama City Beach, on May 23, 2025

They don't have customer service for things that went wrong after moving in. We moved in mid December 2024-now May 23-2025. We have had 5 items that needed to be fixed. 1) Outside facet-finally fixed 3 weeks ago. 2) Sliding doors-Very hard to open/close. They came out 3 times and finally last week they fixed it. 3) Crack window-still is not fixed. 4) Bathroom-Water Closet light does not work-loose connection-fix 1 month ago, went out again and still needs to be replace. 5) Kitchen Cabinet are uneven in one section-Still as of May 23 not fixed.

2.8
Verified Homeowner
Panama City Beach, on May 22, 2025

The communication with me while the house was being built was excellent and the small warranty issues I had were looked after right away

5.0
Verified Homeowner
Panama City Beach, on May 22, 2025

I enjoyed the whole experience from having Robb as my Sales Agent to Alexis being my Building Manager. Toni has also been great with any warranty or punch list items. I am very pleased and love this community

5.0
Verified Homeowner
Panama City Beach, on May 16, 2025

Love this community and the perks, not too fond of the warranty repair process or the ARB delays on pool projects.

3.7
Verified Homeowner
Panama City Beach, on May 16, 2025

The people that make up the Minto Community. Very caring, thoughtful and thorough. Thanks for all your hard work!

5.0
Verified Homeowner
Panama City Beach, on May 15, 2025

It took a long time to get a lot and we couldnt get a straight answer when we were #2 or 3 for a lot for months and months. Then all of a sudden "we have a lot". Minto should operate like other companies and allow people to choose lots when they sign up for homes. The communication has to be better.

4.6
Verified Homeowner
Panama City Beach, on May 14, 2025

At has been a pleasure working with our Master Care Representative Vernon Kemp he has always been so sincere and caring about taking care of all our issues involving our home. Thank you Vernon Kemp for all you do for your home owners. Sincerely David and Jacqueline Louderback

5.0
Verified Homeowner
Panama City Beach, on May 14, 2025

The standing water off our lanai is supposedly "wetlands", but this whole area was "wetlands" before the development was started. Should have done a better job of grading the preserves to get water to drain properly.

4.9
Verified Homeowner
Panama City Beach, on May 14, 2025

Our experience with Minto Communities - USA has been nothing but positive to this point. We love the community, the design of our new home and the quality of construction. The personnel we have worked with through your subs and representatives has also been a very positive experience.

4.8
Verified Homeowner
Panama City Beach, on May 14, 2025

They are getting reoairs scheduled from master care but the repairs are not done correctly

4.4
Verified Homeowner
Panama City Beach, on May 12, 2025

HOA slow to respond.

5.0
Verified Homeowner
Panama City Beach, on May 08, 2025

Quick to resolve problems with house.

5.0
Verified Homeowner
Panama City Beach, on May 07, 2025

Since we moved in, we have to have three breakers replaced due to being to either being defective or to small to carry the load. We have had to call out about our garage door making a horrible noise to which someone came out and spayed something on the rails which seemed to help about a day, so I bought some white lightning grease from Home Depot and take care of it myself. Lastly, we reported our water coming out of our faucets containing black gunk and small waste particles. I even sent a video. A consultant called and set up a date to come out several days later; however, we had a family emergency and flew to Denver during this time. I forgot about the appt cause I was worried and focusing on something else. I received an email from the person and responded to set up another time due to the situation. She never replied, and honestly, I am tired of dealing with Minto and there reps. We once owned a home in Loveland, Colorado that was a DR Horton built subdivision and to tell you the truth, we received better service from them. In regard to the water issue, I found a local company that came out and installed a whole house filter system ($1,850.00) that has taken care of the problem. I really don't expect much from my feedback since it seems to be the Minto way: delay, delay, and the customer just gives up.

2.4
Verified Homeowner
Panama City Beach, on May 06, 2025

Not easy to navigate with all the things they give you. It way too overwhelming.

4.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - 10-12 Months after Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Jul 09, 2025

Our sales agent, [name removed], and building supervisor, [name removed], were excellent and responsive. It was disappointing on quality of some of the trades such as cabinets, but problems were addressed. Home inspection shows areas missing attic insulation, roofing issues, and poor quality of mortaring of tiles which we hope will be resolved.

4.5
Verified Homeowner
Panama City Beach, on Jul 09, 2025

Minto team have responded quickly and professionally to all of my inquires.

5.0
Verified Homeowner
Panama City Beach, on Jul 07, 2025

Have roofing issues that [name removed] ignores to fix. Heating and air conditioning not consistent airflow throughout house.

4.2
Verified Homeowner
Panama City Beach, on Jul 07, 2025

Rather not discuss them right now until our issues are resolved

4.6
Verified Homeowner
Panama City Beach, on Jul 07, 2025

Very responsive

4.1
Verified Homeowner
Panama City Beach, on Jul 04, 2025

So far so good.....it's been a great year...

4.3
Verified Homeowner
Panama City Beach, on Jul 04, 2025

[name removed] has not been as responsive to our needs as we were expecting. Changes in the Mastercare program- not covering cosmetic issues, appliance issues, and very outstanding tickets of 6 months or more are issues. Very unresponsive Mastercare rep with no communication is very disappointing.

3.6
Verified Homeowner
Panama City Beach, on Jul 02, 2025

My [name removed] cared and was very knowledgeable. She always responded in a timely matter. We are still working minor issues and I trust it will all be taken care of.

4.8
Verified Homeowner
Panama City Beach, on Jun 30, 2025

My home delivered dirty. Continual run around by [name removed]. Then, told by [name removed] issues would be taken care of and then changed their minds. I was in another [name removed] community and their MasterCare was excellent. Here they are horrible. Asked to change rep and told no. Not customer oriented here.

1.8
Verified Homeowner
Panama City Beach, on Jun 28, 2025

Our experience overall has been great!

5.0
Verified Homeowner
Panama City Beach, on Jun 26, 2025

We liked the weekly updates and the few issues that we have reported have been resolved in a timely manner. One thing I wish is that you would have used just a little higher end quality of cabinets. Also I didn't like the fact that wood was not used entirely throughout the house. Some of the enterior walls are metal beams vs. wood which wood is so much better when hanging pictures. It is a lot sturdier. We lost a really nice picture because the handyman hanging the picture in the wall missed going through the thin metal beam. It is a flimsy metal beam vs wood which is sturdier. The cables going through the roof all the way through the foundation was great. Overall we are extremely happy with our place.

4.9
Verified Homeowner
Panama City Beach, on Jun 26, 2025

Landscaping looks absolutely horrible. I realize we had a bad winter but we are told only certain flowers but other sections have all different flowers. We were given a price to change color of lantana but across street they are getting way more of same color I requested for a lower cost. Makes no sense to me. Way back weeds are over two feet tall. Still waiting on Mastercare to come and actually fix items on the house. Ac/ furnance is a cheap unworkable in all rooms setup. Our Mastercare person. Keeps testing but his people do not show up. Very unfair to our Mastercare person! They need more employees. Expensive house cheap workmanship.

2.9
Verified Homeowner
Panama City Beach, on Jun 24, 2025

It's been a wonderful experienc3.

5.0
Verified Homeowner
Panama City Beach, on Jun 24, 2025

The quality of the home is better than expected and everyone at Minto we have dealt with have been very professional and easy to work with.

4.9
Verified Homeowner
Panama City Beach, on Jun 23, 2025

Mastercare is slow to respond and schedule required work. In general, I find the quality of the house to be good. The only major exception is the kitchen, laundry and bathroom cabinets. They are very low quality, regardless of the level that selected at time of purchase. We’ve had numerous problems with cosmetics on our cabinets, and it took a long time to resolve. Some of the repair visits even resulted in additional damage to the cabinet surfaces as they were being worked on or replaced. We also have a problem with the corbel placement in our front entrance area. It is dragging out forever, and Minto has not come up with an appropriate or acceptable plan to resolve.

3.6
Verified Homeowner
Panama City Beach, on Jun 23, 2025

I like most everything. Some issues with [name removed].

3.3
Verified Homeowner
Panama City Beach, on Jun 22, 2025

The process was easy and the communication during the build process was amazing. [name removed] kept us informed with regular updates and pictures since we were out of state during the building of our home.

4.6
Verified Homeowner
Panama City Beach, on Jun 18, 2025

[name removed] and [name removed] were fabulous

4.6
Verified Homeowner
Panama City Beach, on Jun 17, 2025

The time between our house being fully constructed/finished and closing was more than 90 days which is extremely frustrating. While our (second) builder took over the project and was great, he was unable to address one major issue with the laundry room cabinets being hung too low to accommodate our washer/dryer combo; so I had to hire the cabinet crew myself to move them up three inches . Otherwise; we're very please with our home.

4.2
Verified Homeowner
Panama City Beach, on Jun 17, 2025

Had a fabulous Mastercard representative but have been reassigned one that seems to not really want to resolve some of the issues that should be addressed by Minto builders. Finally inspection is scheduled in July and hope to have a better impression at that point.

4.4
Verified Homeowner