Top Homebuilder Ratings & Reviews

Minto Communities - USA

Latitude Margaritaville Watersound

1,735 Homeowner Reviews Completed Mar 2025 - Sep 2026

Overall Satisfaction

4.7
Customers' overall satisfaction
4.9
Rating of homeowners' willingness to recommend this builder

PERFORMANCE RATINGS

Overall Experience

4.9

Purchase Experience

4.9

Home Personalization Experience

4.9

Construction Experience

4.9

Customer Care Experience

4.9

Home Readiness

4.9

Community Profile

Our story begins in 1955 with a simple belief: that we could build better places to live, work and play, one home and one relationship at a time. Since then, The Minto Group has successfully built a fully-integrated real estate company that can meet the needs of any individual, family, investor or business. We’ve accomplished a lot over the years, and as we continue to celebrate new ventures, milestones, innovations and investments, we’re always looking ahead to what’s possible. Read on to learn more about our journey over the past 60+ years.

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MOST RECENT HOME OWNERS' VERBATIM COMMENTS - All
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Sep 08, 2026

I like our outstanding sales rep [name removed] and both our builders [name removed] and [name removed]. Great team.

5.0
Verified Homeowner
Panama City Beach, on Sep 10, 2026

Has been smooth so far. Unfortunate that warranty representatives turn over so much.

4.2
Verified Homeowner
Panama City Beach, FL, on Sep 13, 2026

The lack of flexibility on some of the options. Example. I wanted the Vent Hood and Microwave/Oven, but also want a second oven. You offer a stand alone oven/range that could easily have been installed in place of the cabinet and is available if I would have chosen to not have the vent hood. More flexibility would be great.

4.9
Verified Homeowner
Panama City Beach, on Aug 29, 2026

[name removed] takes care of issues in a timely manner with a smile on his face.

5.0
Verified Homeowner
Panama City Beach, on Sep 08, 2026

high turnover rate

5.0
Verified Homeowner
Panama City Beach, FL, on Sep 11, 2026

Disliked the concrete quality but issue was resolved thanks to [name removed]

5.0
Verified Homeowner
Panama City Beach, on Aug 28, 2026

I love everything about living here. [name removed] built me an awesome home. [name removed] from [name removed] has handled my issues in a speedy manner. This is my 2nd home I built here, and I would build a third one.

5.0
Verified Homeowner
Panama City Beach, on Sep 03, 2026

Our builder. [name removed] was great and kept us informed every step of the way. [name removed] our [name removed] took care of any issues after we moved in. [name removed] was very quick to respond and address the few issues we had. Overall we are very pleased with the entire process.

4.9
Verified Homeowner
Panama City Beach, FL, on Sep 10, 2026

[name removed], the Builder that worked with us kept us updated on a regular basis. He was awesome answered any questions was there whenever we needed something he was just wonderful. I can’t speak highly enough.

5.0
Verified Homeowner
Panama City Beach, on Aug 24, 2026

Quick response when I have issues.

4.9
Verified Homeowner
Panama City Beach, on Aug 28, 2026

I appreciate the [name removed] representatives . They are responsive and take care of any issues that come up. They are very personable and easy to work with. The Landscaping Co do NOT do a good job. My palm tree dead , bushes dying , all bushes are mostly dead, long weeds and grass in all beds, soakers do not work around house or in center of driveway and requested tree to be removed from center of driveway , scratched cars, reported all this , sent 4 work requests and Nothing! Our landscaping is Very Poor!!!! I believe this is a HOA problem. When they send a young guy out to look , he never turns water on and was arrogant and never even bent over to look or took photos? I sent photos to [name removed] and nothing yet!! No one cares about the Landscaping. So disappointed. .. it’s an irrigation problem….. the sprinklers and soakers do Not come on . I have reported this since May. The landscape guys they send Do not check anything . They drive up , walk around and leave ! If you go outside to discuss they just dont check anything at all and leave .. this is a real problem. Our landscaping looks like an apt complex. We paid a lot of money for our pool, extended lanai , screen and 2 palm tress and everything behind it is Dead. Your Minto Master Care [name removed] is Excellent , your Landscaping [name removed] gets a Zero. Even Now..After numerous service requests, our tiny shrubs, palm trees , bushes and grass continues to wither away and the vehicle damaging tree between our driveways still stands and bushes under it dying??

5.0
Verified Homeowner
Panama City Beach, FL, on Sep 09, 2026

I liked all the updates that I got throughout the process. I also liked that my closing was able to be worked into my schedule.

5.0
Verified Homeowner
Panama City Beach, on Aug 23, 2026

Friendly and people are easily accessible. Good communication while building.

4.4
Verified Homeowner
Panama City Beach, on Aug 24, 2026

Love it here! The HOA is the best, especially [name removed].

5.0
Verified Homeowner
Panama City Beach, FL, on Sep 01, 2026

[name removed] did a really good job of updating us weekly on the progress of our home. We have no complaints.

5.0
Verified Homeowner
Panama City Beach, on Aug 18, 2026

The active lifestyle options are great. The sense of community is great. We have had issues with the HOA living up to their commitment. In phase 8, when deciding on a villa that backed up to another villa, we were promised that there would be a natural barrier of trees and plants. Unfortunately, after a year of living here, that promise has not yet been met. The plantings are few and far between and not in good health. I can look out my lanai and see directly in my neighbor’s living room. This would not be possible had the right plants and trees been planted. We also have had plants die, with HOA tickets to replace them go unresolved for 60+ days.

5.0
Verified Homeowner
Panama City Beach, on Aug 21, 2026

I think a couple of my small issues could have been resolved to my satisfaction-wanted palm tree shutters even at my expense for my cottage. Also my lanai has a crack that is not being fixed. Otherwise, love my home so much!!

4.8
Verified Homeowner
Panama City Beach, FL, on Aug 30, 2026

We can’t think of anything. Everything went smoothly and quickly. We’ve been very well pleased.

5.0
Verified Homeowner
Panama City Beach, on Aug 03, 2026

Our builder ([name removed]) was very attentive and professional.

4.5
Verified Homeowner
Panama City Beach, on Aug 20, 2026

I’ve only met with one [name removed]’s person, and that was [name removed], I don’t remember his last name. He is no longer with [name removed] as far as I understand. He was terrific, but I have not felt a need to meet with anyone else since he came the first time. I couldn’t be happier with my new home.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 30, 2026

We appreciated our home builder [name removed]’s hard work, and his great communication. Out Sales person [name removed] made himself available for questions and made this easy.

5.0
Verified Homeowner
Panama City Beach, on Aug 02, 2026

[name removed] was able to take care of all my concerns on our home. Over all we are very pleased with our home and its size and one floor plan. I would of preferred a little larger living room, but all the other parts of the house met our needs, and this floor plan worked okay for us. Also would like to say that working with [name removed] was a delight, understood our likes and desires.

5.0
Verified Homeowner
Panama City Beach, on Aug 20, 2026

Our Mastercare rep, [name removed], is awesome. She goes above and beyond to make sure our concerns are answered and taken care of.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 30, 2026

Loved working with [name removed] through the QC process, she was awesome

5.0
Verified Homeowner
Panama City Beach, on Jul 30, 2026

I have had no issues with anything related to the construction or issues related to my home.

4.8
Verified Homeowner
Panama City Beach, on Aug 17, 2026

The quality of construction, the frequent communication, that we have a rep to assist us

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 28, 2026

I appreciated the can-do attitude exhibited from every member of the team. Whatever they could do to optimize the experience for us.

5.0
Verified Homeowner
Panama City Beach, on Jul 29, 2026

Sales process was excellent. [name removed] is top notch! PM was good - enjoyed the picture updates weekly. Mastercare rep [name removed] has not been very good to deal with. Takes long time to get an answer, and most of the time they are short, and require follow up.

4.0
Verified Homeowner
Panama City Beach, on Aug 14, 2026

I wish there were more modern cabinet options. And the bathroom shower that was included in home, it would have been nice to have been told that it was a very short door and enclosure. My husband has to duck to get in. Had we known we would have upgraded the shower.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 28, 2026

Overall easy and coomplete support. Some limitations on options but understanbd they cannot offer the world. Little flexibility and nothing outside of the options. Not always the best price on options but convenience has its price.

4.8
Verified Homeowner
Panama City Beach, on Jul 28, 2026

The Land landscaping services are not the best lotta brown lawns a lot of trees dying taking a long time to fix issues with The Land landscaping

4.5
Verified Homeowner
Panama City Beach, on Aug 13, 2026

The assigned construction manager helped avoid any issues.

4.8
Verified Homeowner
Panama City Beach, FL, on Aug 27, 2026

Everyone was super friendly and helpful. Great communication.

4.9
Verified Homeowner
Panama City Beach, on Jul 28, 2026

Timely response to issues that needed attention.

4.7
Verified Homeowner
Panama City Beach, on Aug 12, 2026

We love our home and all the people involved in building and maintaining it. Thank you so much!

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 25, 2026

Appreciate all updates from our builder. [name removed]. We were in tx even our remote close was smooth as ever. After moving in we found a few cheap shortcuts. Not sure if it’s minto? Or electrician? Lightbulbs were not the new type & we would think they be the ones that do not get hot!!electrical issues are still forthcoming.

5.0
Verified Homeowner
Panama City Beach, on Jul 28, 2026

Watering of the lawn

4.7
Verified Homeowner
Panama City Beach, on Aug 10, 2026

There wasn't anything that we were truly disappointed with.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 18, 2026

My #1 like was that our builder, [name removed], was very easy to work with. He was easy to reach, explained the process clearly, resolved every issue that came up along the way and said from the start to trust him. I trusted [name removed] and he came through for us. Sometimes it wasn’t easy to deal with the setbacks we had during the build, but [name removed] always reassured us that we would receive a quality home at closing, and we did.

5.0
Verified Homeowner
Panama City Beach, on Jul 20, 2026

Everyone was very nice but for new home construction I didn't expect some of the issues I had. They were corrected except for the cabinets.

4.0
Verified Homeowner
Panama City Beach, on Aug 10, 2026

The attention to detail on certain things is lacking, although the house and lot are very nice. I'm surprised with how many things we've had to get corrected through MasterCare which hasn't been a great experience either. There are a few items still open since closing in Jan 2026.

3.6
Verified Homeowner
Panama City Beach, FL, on Aug 18, 2026

Our builder/superintendent [name removed]! He is the most knowledgeable, caring, and considerate person we have ever dealt with. We had three different ones during our first build in phase 3 and a terrible experience but [name removed] definitely gave me confidence back in the building process. Please keep this man around because he’s an asset for your organization. The quality of the home is so much better than our build in phase 3. Thank you!

5.0
Verified Homeowner
Panama City Beach, on Jul 12, 2026

Great connection with friends!

4.7
Verified Homeowner
Panama City Beach, on Aug 07, 2026

My [name removed] home is the 3rd new construction home I've bought throughout my life. It is by far the best experience yet. Really "Best in Class" operation. Our assigned construction manager, [name removed], was just great! Two years next month marks the 2nd Anniversary of Hurricane [name removed], where my Palm Harbor, FL home and every possession owned, including cars were destroyed. I am still dealing with it today. The daily stress is sometimes overwhelming. But my purchase at [name removed]'s LMWS was straightforward and we were kept abreast of the progress all along the way! My daughter and I are starting over here and it's been about the only positive for us since [name removed]. Thank you!!! Sincerely, [name removed] and [name removed].

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 17, 2026

We purchased a house when it was basically complete so we did not have much communication with builder, the communication we had was good. Due to a family emergency he was unable to show up after closing . We still are having trouble programming garage doors and the [name removed] rep we have been given is not very responsive

4.4
Verified Homeowner
Panama City Beach, on Jul 08, 2026

Our builder [name removed] and [name removed].

5.0
Verified Homeowner
Panama City Beach, on Aug 03, 2026

[name removed] and [name removed] have not been at all helpful in resolving an issue we have had on [name removed] [name removed] Ct where a Lumber 84 vehicle damaged the street. We, the residents have given up on them. [name removed] has been very helpful regarding this issue and is actively working with the builder to repair the damage done to our street.

4.8
Verified Homeowner
Panama City Beach, FL, on Aug 17, 2026

They kept me informed with all that was going on. They sent pictures, etc of progress. I was too far away to come by and see for myself. That made me feel involved in everything that was happening.

5.0
Verified Homeowner
Panama City Beach, on Jun 14, 2026

- The quality of the house - [name removed] has been phenomenal as our Warranty POC!!! - [name removed] as our builder was exceptional!

5.0
Verified Homeowner
Panama City Beach, on Jul 31, 2026

I'm tired of bad neighbors getting their way. Some people should not have moved in here because they cause dissention in the neighborhood. Ans it seems Minto listens to these people not the good neighbors.

2.9
Verified Homeowner
Panama City Beach, FL, on Aug 11, 2026

It was a smooth and easy process as everyone was very helpful, courteous and ready to do what it takes so that we were happy and satisfied. In short, a very smooth easy process. In short, during our purchase to move in journey everyone with [name removed] has been awesome!

5.0
Verified Homeowner
Panama City Beach, on Jun 08, 2026

Listened to any problems & took care of same

4.7
Verified Homeowner
Panama City Beach, on Jul 30, 2026

The Mastercare representatives have generally been very responsive. However, there have been quality of construction issues that were quite surprising.

4.4
Verified Homeowner
Panama City Beach, FL, on Aug 06, 2026

Overall, my purchase experience was very positive and seamless. [name removed] was absolutely fantastic—knowledgeable, responsive, and helpful throughout the entire process. [name removed], my builder, was also very knowledgeable and did a great job addressing any concerns. My only suggestion would be to offer a few more customization options, such as luxury vinyl plank flooring instead of laminate. [name removed] and [name removed] and [name removed] at the front desk were always friendly and eager to help. All three design ladies helped tremendously over our build, we had several questions and [name removed], [name removed] and [name removed] were great help.

5.0
Verified Homeowner
Panama City Beach, on Jun 06, 2026

It’s all just preferences and opinions on how things could be done differently. I think it is hard on employees to be so reliant on survey scores and I found the purchase process to be a bit of a surprise with the amount of money that needs to be spent on top of base price but in all not a bad experience.

4.0
Verified Homeowner
Panama City Beach, FL, on Aug 03, 2026

[name removed] was great helping us pick our "Bs". Also the frequency of the updates on the build and responsiveness to our concerns were top notch.

5.0
Verified Homeowner
Panama City Beach, on Jul 28, 2026

Much better than other builders in this business as far as quality and service, but not quite to the level of custom building quality. Speaking from experience from both sides of construction. Appreciate the minimal stress compared to some of my other builder experiences.

4.6
Verified Homeowner
Panama City Beach, on Jul 23, 2026

I loved that they kept us in the loop during the build. We lived 5-6 hours away and couldn’t get down here as often as we’d like. The weekly updates, pictures, and videos were wonderful and kept us so excited to get here.

5.0
Verified Homeowner
Panama City Beach, on Jun 05, 2026

They build a good quality home and then the expected issues were listed and being fixed during the 1 year warranty

4.9
Verified Homeowner
Panama City Beach, FL, on Aug 03, 2026

our builder, [name removed] was fantastic!

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - Purchase & Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, FL, on Sep 13, 2026

The lack of flexibility on some of the options. Example. I wanted the Vent Hood and Microwave/Oven, but also want a second oven. You offer a stand alone oven/range that could easily have been installed in place of the cabinet and is available if I would have chosen to not have the vent hood. More flexibility would be great.

4.9
Verified Homeowner
Panama City Beach, FL, on Sep 11, 2026

Disliked the concrete quality but issue was resolved thanks to [name removed]

5.0
Verified Homeowner
Panama City Beach, FL, on Sep 10, 2026

[name removed], the Builder that worked with us kept us updated on a regular basis. He was awesome answered any questions was there whenever we needed something he was just wonderful. I can’t speak highly enough.

5.0
Verified Homeowner
Panama City Beach, FL, on Sep 09, 2026

I liked all the updates that I got throughout the process. I also liked that my closing was able to be worked into my schedule.

5.0
Verified Homeowner
Panama City Beach, FL, on Sep 01, 2026

[name removed] did a really good job of updating us weekly on the progress of our home. We have no complaints.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 30, 2026

We can’t think of anything. Everything went smoothly and quickly. We’ve been very well pleased.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 30, 2026

We appreciated our home builder [name removed]’s hard work, and his great communication. Out Sales person [name removed] made himself available for questions and made this easy.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 30, 2026

Loved working with [name removed] through the QC process, she was awesome

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 28, 2026

I appreciated the can-do attitude exhibited from every member of the team. Whatever they could do to optimize the experience for us.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 28, 2026

Overall easy and coomplete support. Some limitations on options but understanbd they cannot offer the world. Little flexibility and nothing outside of the options. Not always the best price on options but convenience has its price.

4.8
Verified Homeowner
Panama City Beach, FL, on Aug 27, 2026

Everyone was super friendly and helpful. Great communication.

4.9
Verified Homeowner
Panama City Beach, FL, on Aug 25, 2026

Appreciate all updates from our builder. [name removed]. We were in tx even our remote close was smooth as ever. After moving in we found a few cheap shortcuts. Not sure if it’s minto? Or electrician? Lightbulbs were not the new type & we would think they be the ones that do not get hot!!electrical issues are still forthcoming.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 18, 2026

My #1 like was that our builder, [name removed], was very easy to work with. He was easy to reach, explained the process clearly, resolved every issue that came up along the way and said from the start to trust him. I trusted [name removed] and he came through for us. Sometimes it wasn’t easy to deal with the setbacks we had during the build, but [name removed] always reassured us that we would receive a quality home at closing, and we did.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 18, 2026

Our builder/superintendent [name removed]! He is the most knowledgeable, caring, and considerate person we have ever dealt with. We had three different ones during our first build in phase 3 and a terrible experience but [name removed] definitely gave me confidence back in the building process. Please keep this man around because he’s an asset for your organization. The quality of the home is so much better than our build in phase 3. Thank you!

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 17, 2026

We purchased a house when it was basically complete so we did not have much communication with builder, the communication we had was good. Due to a family emergency he was unable to show up after closing . We still are having trouble programming garage doors and the [name removed] rep we have been given is not very responsive

4.4
Verified Homeowner
Panama City Beach, FL, on Aug 17, 2026

They kept me informed with all that was going on. They sent pictures, etc of progress. I was too far away to come by and see for myself. That made me feel involved in everything that was happening.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 11, 2026

It was a smooth and easy process as everyone was very helpful, courteous and ready to do what it takes so that we were happy and satisfied. In short, a very smooth easy process. In short, during our purchase to move in journey everyone with [name removed] has been awesome!

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 06, 2026

Overall, my purchase experience was very positive and seamless. [name removed] was absolutely fantastic—knowledgeable, responsive, and helpful throughout the entire process. [name removed], my builder, was also very knowledgeable and did a great job addressing any concerns. My only suggestion would be to offer a few more customization options, such as luxury vinyl plank flooring instead of laminate. [name removed] and [name removed] and [name removed] at the front desk were always friendly and eager to help. All three design ladies helped tremendously over our build, we had several questions and [name removed], [name removed] and [name removed] were great help.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 03, 2026

[name removed] was great helping us pick our "Bs". Also the frequency of the updates on the build and responsiveness to our concerns were top notch.

5.0
Verified Homeowner
Panama City Beach, FL, on Aug 03, 2026

our builder, [name removed] was fantastic!

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - 5-6 Months after Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Sep 08, 2026

I like our outstanding sales rep [name removed] and both our builders [name removed] and [name removed]. Great team.

5.0
Verified Homeowner
Panama City Beach, on Aug 29, 2026

[name removed] takes care of issues in a timely manner with a smile on his face.

5.0
Verified Homeowner
Panama City Beach, on Aug 28, 2026

I love everything about living here. [name removed] built me an awesome home. [name removed] from [name removed] has handled my issues in a speedy manner. This is my 2nd home I built here, and I would build a third one.

5.0
Verified Homeowner
Panama City Beach, on Aug 28, 2026

I appreciate the [name removed] representatives . They are responsive and take care of any issues that come up. They are very personable and easy to work with. The Landscaping Co do NOT do a good job. My palm tree dead , bushes dying , all bushes are mostly dead, long weeds and grass in all beds, soakers do not work around house or in center of driveway and requested tree to be removed from center of driveway , scratched cars, reported all this , sent 4 work requests and Nothing! Our landscaping is Very Poor!!!! I believe this is a HOA problem. When they send a young guy out to look , he never turns water on and was arrogant and never even bent over to look or took photos? I sent photos to [name removed] and nothing yet!! No one cares about the Landscaping. So disappointed. .. it’s an irrigation problem….. the sprinklers and soakers do Not come on . I have reported this since May. The landscape guys they send Do not check anything . They drive up , walk around and leave ! If you go outside to discuss they just dont check anything at all and leave .. this is a real problem. Our landscaping looks like an apt complex. We paid a lot of money for our pool, extended lanai , screen and 2 palm tress and everything behind it is Dead. Your Minto Master Care [name removed] is Excellent , your Landscaping [name removed] gets a Zero. Even Now..After numerous service requests, our tiny shrubs, palm trees , bushes and grass continues to wither away and the vehicle damaging tree between our driveways still stands and bushes under it dying??

5.0
Verified Homeowner
Panama City Beach, on Aug 24, 2026

Love it here! The HOA is the best, especially [name removed].

5.0
Verified Homeowner
Panama City Beach, on Aug 21, 2026

I think a couple of my small issues could have been resolved to my satisfaction-wanted palm tree shutters even at my expense for my cottage. Also my lanai has a crack that is not being fixed. Otherwise, love my home so much!!

4.8
Verified Homeowner
Panama City Beach, on Aug 20, 2026

I’ve only met with one [name removed]’s person, and that was [name removed], I don’t remember his last name. He is no longer with [name removed] as far as I understand. He was terrific, but I have not felt a need to meet with anyone else since he came the first time. I couldn’t be happier with my new home.

5.0
Verified Homeowner
Panama City Beach, on Aug 20, 2026

Our Mastercare rep, [name removed], is awesome. She goes above and beyond to make sure our concerns are answered and taken care of.

5.0
Verified Homeowner
Panama City Beach, on Aug 17, 2026

The quality of construction, the frequent communication, that we have a rep to assist us

5.0
Verified Homeowner
Panama City Beach, on Aug 14, 2026

I wish there were more modern cabinet options. And the bathroom shower that was included in home, it would have been nice to have been told that it was a very short door and enclosure. My husband has to duck to get in. Had we known we would have upgraded the shower.

5.0
Verified Homeowner
Panama City Beach, on Aug 13, 2026

The assigned construction manager helped avoid any issues.

4.8
Verified Homeowner
Panama City Beach, on Aug 12, 2026

We love our home and all the people involved in building and maintaining it. Thank you so much!

5.0
Verified Homeowner
Panama City Beach, on Aug 10, 2026

There wasn't anything that we were truly disappointed with.

5.0
Verified Homeowner
Panama City Beach, on Aug 10, 2026

The attention to detail on certain things is lacking, although the house and lot are very nice. I'm surprised with how many things we've had to get corrected through MasterCare which hasn't been a great experience either. There are a few items still open since closing in Jan 2026.

3.6
Verified Homeowner
Panama City Beach, on Aug 07, 2026

My [name removed] home is the 3rd new construction home I've bought throughout my life. It is by far the best experience yet. Really "Best in Class" operation. Our assigned construction manager, [name removed], was just great! Two years next month marks the 2nd Anniversary of Hurricane [name removed], where my Palm Harbor, FL home and every possession owned, including cars were destroyed. I am still dealing with it today. The daily stress is sometimes overwhelming. But my purchase at [name removed]'s LMWS was straightforward and we were kept abreast of the progress all along the way! My daughter and I are starting over here and it's been about the only positive for us since [name removed]. Thank you!!! Sincerely, [name removed] and [name removed].

5.0
Verified Homeowner
Panama City Beach, on Aug 03, 2026

[name removed] and [name removed] have not been at all helpful in resolving an issue we have had on [name removed] [name removed] Ct where a Lumber 84 vehicle damaged the street. We, the residents have given up on them. [name removed] has been very helpful regarding this issue and is actively working with the builder to repair the damage done to our street.

4.8
Verified Homeowner
Panama City Beach, on Jul 31, 2026

I'm tired of bad neighbors getting their way. Some people should not have moved in here because they cause dissention in the neighborhood. Ans it seems Minto listens to these people not the good neighbors.

2.9
Verified Homeowner
Panama City Beach, on Jul 30, 2026

The Mastercare representatives have generally been very responsive. However, there have been quality of construction issues that were quite surprising.

4.4
Verified Homeowner
Panama City Beach, on Jul 28, 2026

Much better than other builders in this business as far as quality and service, but not quite to the level of custom building quality. Speaking from experience from both sides of construction. Appreciate the minimal stress compared to some of my other builder experiences.

4.6
Verified Homeowner
Panama City Beach, on Jul 23, 2026

I loved that they kept us in the loop during the build. We lived 5-6 hours away and couldn’t get down here as often as we’d like. The weekly updates, pictures, and videos were wonderful and kept us so excited to get here.

5.0
Verified Homeowner

MOST RECENT 20 HOME OWNERS' VERBATIM COMMENTS - 10-12 Months after Move In
Purchase Experience Testimonials from Real Homebuyers

Panama City Beach, on Sep 10, 2026

Has been smooth so far. Unfortunate that warranty representatives turn over so much.

4.2
Verified Homeowner
Panama City Beach, on Sep 08, 2026

high turnover rate

5.0
Verified Homeowner
Panama City Beach, on Sep 03, 2026

Our builder. [name removed] was great and kept us informed every step of the way. [name removed] our [name removed] took care of any issues after we moved in. [name removed] was very quick to respond and address the few issues we had. Overall we are very pleased with the entire process.

4.9
Verified Homeowner
Panama City Beach, on Aug 24, 2026

Quick response when I have issues.

4.9
Verified Homeowner
Panama City Beach, on Aug 23, 2026

Friendly and people are easily accessible. Good communication while building.

4.4
Verified Homeowner
Panama City Beach, on Aug 18, 2026

The active lifestyle options are great. The sense of community is great. We have had issues with the HOA living up to their commitment. In phase 8, when deciding on a villa that backed up to another villa, we were promised that there would be a natural barrier of trees and plants. Unfortunately, after a year of living here, that promise has not yet been met. The plantings are few and far between and not in good health. I can look out my lanai and see directly in my neighbor’s living room. This would not be possible had the right plants and trees been planted. We also have had plants die, with HOA tickets to replace them go unresolved for 60+ days.

5.0
Verified Homeowner
Panama City Beach, on Aug 03, 2026

Our builder ([name removed]) was very attentive and professional.

4.5
Verified Homeowner
Panama City Beach, on Aug 02, 2026

[name removed] was able to take care of all my concerns on our home. Over all we are very pleased with our home and its size and one floor plan. I would of preferred a little larger living room, but all the other parts of the house met our needs, and this floor plan worked okay for us. Also would like to say that working with [name removed] was a delight, understood our likes and desires.

5.0
Verified Homeowner
Panama City Beach, on Jul 30, 2026

I have had no issues with anything related to the construction or issues related to my home.

4.8
Verified Homeowner
Panama City Beach, on Jul 29, 2026

Sales process was excellent. [name removed] is top notch! PM was good - enjoyed the picture updates weekly. Mastercare rep [name removed] has not been very good to deal with. Takes long time to get an answer, and most of the time they are short, and require follow up.

4.0
Verified Homeowner
Panama City Beach, on Jul 28, 2026

The Land landscaping services are not the best lotta brown lawns a lot of trees dying taking a long time to fix issues with The Land landscaping

4.5
Verified Homeowner
Panama City Beach, on Jul 28, 2026

Timely response to issues that needed attention.

4.7
Verified Homeowner
Panama City Beach, on Jul 28, 2026

Watering of the lawn

4.7
Verified Homeowner
Panama City Beach, on Jul 20, 2026

Everyone was very nice but for new home construction I didn't expect some of the issues I had. They were corrected except for the cabinets.

4.0
Verified Homeowner
Panama City Beach, on Jul 12, 2026

Great connection with friends!

4.7
Verified Homeowner
Panama City Beach, on Jul 08, 2026

Our builder [name removed] and [name removed].

5.0
Verified Homeowner
Panama City Beach, on Jun 14, 2026

- The quality of the house - [name removed] has been phenomenal as our Warranty POC!!! - [name removed] as our builder was exceptional!

5.0
Verified Homeowner
Panama City Beach, on Jun 08, 2026

Listened to any problems & took care of same

4.7
Verified Homeowner
Panama City Beach, on Jun 06, 2026

It’s all just preferences and opinions on how things could be done differently. I think it is hard on employees to be so reliant on survey scores and I found the purchase process to be a bit of a surprise with the amount of money that needs to be spent on top of base price but in all not a bad experience.

4.0
Verified Homeowner
Panama City Beach, on Jun 05, 2026

They build a good quality home and then the expected issues were listed and being fixed during the 1 year warranty

4.9
Verified Homeowner